7 Ways Downsizing Saves Money

Downsizing is hardly a dirty word these days, especially as Baby Boomers begin to question the size of their home, and more Millennials are finally making their way into the world. Home ownership is a good investment at any size, and if you’ve ever wanted to free up some cash for the rest of life’s joys (travel? new hobbies? investing?), downsizing can be a great way to rightsize your budget. Here are seven ways downsizing can foster a little more financial freedom: 1. Utility costs. If your gas and electric bills have been climbing year over year, consider the pleasant

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Adjusting Attitude with Gratitude

“Most human beings have an almost infinite capacity for taking things for granted.” -Aldous Huxley, (1894 – 1963) English writer Do you have a practice for dealing with daily stress? I thought I’d share a simple and surprisingly effective exercise you can do each day that will not only boost your spirits but, lighten the perceived burden of “the daily grind.” No running shoes required! You can do it without breaking a sweat, right from the comfort of your car, your desk, or even the line at Starbucks. It sounds simple, but it’s quite powerful: Each day, think of five

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Breathing Easier in Your Home

Maintaining indoor air quality is an extremely important but often overlooked component of a living happily in your home. By and large it’s an invisible problem, but the costs can really add up— from high energy bills to creeping health issues. Many homes have become so energy efficient that they’re also good at trapping dust and other pollutants. Appropriate ventilation is an important aspect of indoor air quality. This includes venting bathrooms, kitchens, and fireplaces directly outside. It’s also vital to try and store industrial chemicals such as pesticides, paints, and harsh cleaners outside of the habitable areas of the

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Dealing with Scratched Hardwood Floors

Hardwood floors are highly desirable for most homeowners, but they come with their share of challenges when it comes to cleaning, maintenance, and repairs. After a few months or years of heavy use from kids playing with toys and chairs being shuffled around, it may be time for some DIY fixes. Hiding scratches: If you’ve got a good eye for matching colors, you can actually use crayons or markers or purchase wax sticks from the hardware store to fill-in scratches. Try to match the stain color on your floors, but don’t worry if it’s a little off. If the color

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5 SECRETS WEAPONS FOR DIY PROJECTS

Is there a home maintenance project that’s been lingering on your to-do list for too long because you’re dreading the trip to the hardware or craft store? There are some projects you can tackle with items that are almost certainly already in your home. Vinegar: There’s probably a jug of vinegar in your pantry right now. You can soak items in vinegar to remove mineral deposits (like in a clogged showerhead), and you can boil vinegar in your microwave to remove odors and make it easier to clean. Cola: A can of Coke or Pepsi can be used to clean many surfaces,

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Easy DIY gifts for everyone on your holiday list

(BPT) – You want to find unique gifts for everyone on your list this holiday season. Rather than search endlessly, have you considered making your own presents? DIY gifting is a growing trend, providing people the opportunity to create the ideal present with loved ones’ personalities in mind. Because it’s homemade, it’s customizable and one of a kind, with deeper meaning than anything that can be purchased at a store. Whether you’re an amateur DIYer, an avid crafter or don’t consider yourself creative at all, you can make the perfect holiday gift guaranteed to impress everyone on your list. Here

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Ideas for Accent Walls

An accent wall can totally transform a room, taking it from boring and drab to bold and exciting. Accent walls create a new focal point for your space, add liveliness and contrast, and are typically a very inexpensive DIY project. The starter accent wall You can easily add an accent wall to your room in one afternoon by applying a new paint color. Deep blues and bright oranges are common choices for accent walls, but choose a color that will complement your existing decor and overall design aesthetic.                        

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Top Tips for House Hunting Online

Hunting for a new home online is a great place to start your search, but it should not be your end all be all. Good listing agents are excellent at highlighting the best features of the home, but keep in mind there may be more than meets the eye. To make the most of your time and efforts and gather a well-rounded picture of home listings online, keep the following three things in mind. Stay up to date. When you start your search, make sure you find a site that pulls up-to-date listings directly from the multiple listing service (MLS)

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5 ways to host a no-hassle holiday celebration this season

(BPT) – The holidays are supposed to be a joyous occasion, filled with warm memories of family and friends. When it’s your turn to host, however, the holidays can quickly turn into a stressful blur that involves cleaning, decorating and cooking all before the guests even arrive! Hosting loved ones doesn’t have to be this way. Try these five tips for a no-hassle holiday celebration and enjoy being fully present for the fun this season. 1. Cater in or stock up on pre-cooked holiday favorites Kick back and relax with the rest of your guests while you enjoy a hot

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4 insurance myths and misconceptions dispelled

(BPT) – There are several myths and misconceptions that exist when it comes to insurance. For example, true or false? It costs more to insure red cars. The answer is false. Car color has no impact on insurance premiums; however, factors like your driving history, annual mileage driven, the cost of your vehicle and other things will affect how much you’ll pay for insurance. Insurance is one of the most useful investments you can make to help safeguard your belongings and financial assets, but it’s important to know what you’re purchasing. Here are four things you should know about auto,

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