What you need to know before you buy a home

Okay, first-time buyers… it’s time to turn the dream into the dirt you can stand on. Your very own home. I’m sure you have questions. In fact, I’m sure your questions are like most first-time buyers. Which is why I’ve put together this down-and-dirty answer guide for the most common questions home buyers have. What kind of credit score do I need to have? Generally, 630 or above is what you’ll want to have. The better your score, the better the terms will be on your loan. Some lenders may give you wiggle room on this, but it all depends

» Read more

Yes, You Can Get a Mortgage if You’re Self-Employed

The so-called “gig” economy means more people than ever are self-employed, receiving 1099 tax forms as independent contractors. In the world of the self-employed, the idea of securing a mortgage can seem like a fantasy. Unlike the traditionally employed, the self-employed entrepreneur is seen as a greater risk. Despite making a good living, some self-employed workers never even apply for a mortgage, believing the dream of home ownership is cut off by slim chances for approval. This isn’t necessarily true! Don’t give up on home ownership just because you’re self-employed. Instead, take the steps to boost your status in the

» Read more

Surprising Spring Cleaning Tips

Not all seasonal celebrations are holidays. In spring we have an opportunity to throw open our windows and doors and refresh our homes after long winter months. Spring cleaning is one of those rituals which can invigorate our senses and deliver a deep sense of satisfaction. There are lots of good resources out there for spring cleaning. Consider “Spring Cleaning: A Complete Checklist” (https://www.thespruce.com/spring-cleaning-a-complete-checklist-1900106) for a comprehensive look at the tasks you can tackle. There’s also “Expert Advice: Editors’ Top 23 Cleaning Tips” (https://www.remodelista.com/posts/expert-advice-editors-secret-cleaning-tips/) which gives you the practical ins-and-outs of using all-natural cleaning solutions. But there are also areas

» Read more

Use free floor planning tools to visualize your home

When marketing a listing, lots and lots of photographs help give buyers an idea of what the home is like before they tour the property. Professional photos online increase the amount of qualified interest in a home. But one often overlooked piece of information you can provide to help buyers is an accurate floor plan. Up-to-date, detailed floor plans give buyers context for all those photos presented with your listing. While photos tell buyers how the rooms look, the floor plan can help them understand a bit more about the flow of the home, the relative location of the home’s

» Read more

5 top trends for your kitchen in 2018

(BPT) – It’s your home’s focal point. The site of some of your best moments and the base of operations for entertaining — it’s your kitchen, and no room in your home is more valuable. A magnificent kitchen defines a home, and bringing your kitchen to this level means capitalizing on today’s top trends. Many of the trends that will define kitchens for the year appear first at KBIS, the kitchen and bath industry convention held every year in January. More than 600 brands attended this year’s event, and here are the five trends that stood out from the show

» Read more

A cup of tea can be the best solution for everyday wellness

(BPT) – Before medicine and pharmaceuticals filled our remedy box, food and food ingredients were considered healing agents. Hippocrates was wise in his understanding of the special powers of food, beyond satisfying our appetites: “Let food be thy medicine and medicine be thy food.” There are many cultures that rely on herbal remedies and natural foods for everything from soothing an upset stomach to lifting our spirits when we’re down, to calming jittery nerves and even fending off colds and flu. Many of the best cosmetics tout ingredients to smooth skin, prevent aging, block the sun, reduce inflammation and minimize

» Read more

How to “Read a Neighborhood”

Like most things in real estate, neighborhoods are constantly changing in value. In some cases they can improve rapidly and decline gradually, but more often than not they change slowly, over time. Ideally, you want to buy property in neighborhoods as they’re appreciating. You certainly don’t want to pay top dollar in a neighborhood which is in decline. So how can you tell which direction things are heading? Home values over time are one way to tell, but they tend to lag behind the trends. Values reflect what the current situation is… they don’t predict the future. While you definitely

» Read more

Sleep and Your Dream House: Interesting Facts

A good night’s sleep is more important than you might think. While rising early and burning the midnight oil are worn like badges of honor in this “always on” culture of ours, the truth is that sleep is crucial. Did you know… Sleep loss can mean the decline of mental skills, including attention span, memory, mood, logical reasoning, and math skills. Sleep deprived people have trouble recalling pleasant experiences, but can easily recall negative experiences. Sleep improves your mood and in a recent study of professional violinists showed that a good night’s rest was more important than nutrition! Sleeping on

» Read more

Winter storm power outages on the rise – 3 ways to prepare

(BPT) – Winter storms can wreak havoc on roads, homes and personal lives. However, facing hours of cleaning up fallen tree limbs, shoveling snow or being cooped up inside with antsy kids might be the least of your worries. Experts predict more frequent and severe storms could lead to lengthy power outages that could affect thousands of Americans this winter storm season. In fact, increasingly severe weather is the chief reason power outages are becoming more likely, according to a National Governors Association report. What’s more, a study by the Lawrence Berkeley National Laboratory found the average outage lasts two hours and 20

» Read more
1 2 3 23