• Selling a Home

    Expedite the Sale of Your Home

    There’s a buyer for every home. Sometimes this is hard to believe if the buyer for your home remains elusive. What can you do to expedite the sale of your home? The first step is to enlist the help of a professional Realtor® who knows your area well and has a great marketing plan. With his or her assistance, your home will have the greatest possibility of finding the buyer for your home. A Realtor® will use various advertising and marketing techniques to reach the greatest number of prospects in the least amount of time. The second step is to price your home realistically. While you undoubtedly want the most…

  • Home Warranty

    A look at home warranties

    A home warranty is a contract that guarantees that certain systems in the home are in good working order. If they fail, the warranty company will repair or replace them. Home warranties can provide added security and peace of mind for all parties involved. Before buying a home warranty be sure that you review the list of all components that are insured. Most programs cover major systems such as heating and cooling, plumbing, electrical as well as built-in appliances and water heaters. Most contracts do not include the roof, foundation or structural components. Be sure to find out the cost as well as the deductible amount for any repairs. Some…

  • Renting

    Rent vs. Buy

    Q: How do I choose between renting or buying? A: Owning a home offers tax benefits, as well as the freedom to make decisions about where you live. Homeowners, unlike renters, can secure a fixed-rate loan and lock in their monthly payments, so they can make investment plans knowing their expenses won’t change substantially. Renters are at the whim of their landlord, who can raise the rent each year without a renter’s input. Homeowners, on the other hand, are in control of their property and decide whether they allow pets, decorating, or permanent improvements.

  • Buying a Home,  Selling a Home

    How to buy a new home before you sell the one you have now

    It’s a good time to trade up to a home that suits your circumstances better than the one you have now. Before interest rates go up any more, you will be able to afford a larger mortgage, and your present home will be affordable to a larger group of people. If you want to buy before selling, you have to decide how to do it before your home equity is available to you. That could be tricky. Here are some ways to do it: * Some home builders offer plans that allow up to 100 percent of the purchase price to be financed by a qualified buyer. If you take…