• Credit

    Understanding your credit opens the door to home-buying success

    (ARA) – With many signs pointing to the beginnings of a recovery in the housing market, potential home buyers can still find plenty of selection, low prices and low interest rates. If you’re thinking of buying a home, now might be the right time, but before you contact a real estate agent or apply for a mortgage, your top priority should be checking your credit report to see if your credit is in good shape. Credit – specifically misuse and misunderstanding of credit – spurred the housing crisis, many experts agree. The consequences have included tighter standards from lenders and the need for borrowers to better understand how to use…

  • Home Decor,  Home Improvement,  Staging

    Dramatically update your kitchen in six hours or less with six projects

    (ARA) – With the amount of time you spend in your kitchen, why settle for out-of-date features and decor – especially since it is easy to give your kitchen a 180-degree makeover? Try these six simple projects, and in no time at all you’ll have a kitchen where you will want to spend more time. Home sweet kitchen One of the easiest ways to make your kitchen feel warm and inviting is with updated lighting. And, luckily it can be an easy and quick project with the many conversion kits and lighting fixtures available today. Start by swapping any cold and unstylish fluorescent tube lighting with more decorative chandeliers or…