• Home Insurance

    Don’t Get Caught Underwater: Flood Insurance

      It’s a nightmare situation, and we’ve all seen it on the news before: Water lapping at people’s roofs, furniture floating in inundated living rooms, and entire livelihoods swept away by floods. Almost any waterway can become a flood threat if the conditions are right. What would you do if you found your home facing a rising water line? Most people don’t realize that basic homeowners’ insurance policies don’t cover flood damage. Think snow damage or hurricanes are covered by your policy? Check again. Many companies will not pay out for repairs from water events such as these. Some facts you should know about flood insurance: Premiums for flood insurance…

  • Home Value

    5 tips to predict home values in any neighborhood

                    How do you predict the value of a neighborhood? While no one can say for sure how home values in a neighborhood will rise or decline over time, there are big-picture economic factors that you can look for to help get handle on where they may be going. Major regional employers. If a community depends upon one or two large companies for a high percentage of local employment, you can bet that as the company fares, so will the neighborhoods. While “company towns” are hardly the norm these days, don’t overlook the possibility. Number of properties currently for sale. Sometimes there’s nothing…