• Credit,  Mortgage

    Yes, You Can Get a Mortgage if You’re Self-Employed

    The so-called “gig” economy means more people than ever are self-employed, receiving 1099 tax forms as independent contractors. In the world of the self-employed, the idea of securing a mortgage can seem like a fantasy. Unlike the traditionally employed, the self-employed entrepreneur is seen as a greater risk. Despite making a good living, some self-employed workers never even apply for a mortgage, believing the dream of home ownership is cut off by slim chances for approval. This isn’t necessarily true! Don’t give up on home ownership just because you’re self-employed. Instead, take the steps to boost your status in the eyes of lenders. Here are some tips to put you…

  • Spring

    Surprising Spring Cleaning Tips

    Not all seasonal celebrations are holidays. In spring we have an opportunity to throw open our windows and doors and refresh our homes after long winter months. Spring cleaning is one of those rituals which can invigorate our senses and deliver a deep sense of satisfaction. There are lots of good resources out there for spring cleaning. Consider “Spring Cleaning: A Complete Checklist” (https://www.thespruce.com/spring-cleaning-a-complete-checklist-1900106) for a comprehensive look at the tasks you can tackle. There’s also “Expert Advice: Editors’ Top 23 Cleaning Tips” (https://www.remodelista.com/posts/expert-advice-editors-secret-cleaning-tips/) which gives you the practical ins-and-outs of using all-natural cleaning solutions. But there are also areas frequently ignored or overlooked by homeowners, and these are some…